CIF Number Full Form & Meaning in Banking Explained

While banking, you will come across several banking terms and one among those is CIF Number! Do you have any idea about CIF? What is the importance of CIF no. and what do the number means? Before you learn about the significance of CIF Number in banking, you must learn its full form.

Full Form of CIF

CIF is the abbreviation used for Customer Information File. Every account holder of any bank obtains a unique CIF number provided by the respective bank. As every account holder has a unique account number, similarly, every account holder receives a CIF number with certain digits. The set of figures represents the file of the account holder.

Details about CIF Number and its importance in banking

  • Customer Information File or CIF is a virtual file containing essential banking details.
  • This unique number set can be used to retrieve personal as well as financial information of the account holder.
  • With this CIF number, information regarding loans, fixed deposits and demat can get collected.
  • Referring the CIF number of the account holder, the bank officials can obtain the details of account holder including their identity, address, photo, and signature.

cif number full form

Every account holder obtains one CIF number

Every bank has a different set or format of CIF number. If you have multiple accounts at the same bank, all of the accounts will get linked to one CIF number provided with the first account. CIF number has great importance in banking as it helps the bank to track the accounts of its customers easily. The CIF number also gets used as the User ID for Internet Banking and Mobile Banking.

How to Find your CIF Number

The format of the CIF number varies with banks. Every bank follows a different format and prepares a unique set of digits for their customers. By default, you will get your CIF number printed on the passbook. If you have a fixed deposit, you can find the CIF number written on the FD certificate as well! Collect your CIF number for future use and smooth banking services!

13 Comments

  1. Respected Sir/Madam
    I KALA P holding a bank account in your branch with Account Number: 2135665312 wants to register my mobile number with the above account number. My mobile number is 9092516151 and I request you to register my mobile number with my account number as soon as possible. I have attached my ID and address proof along with this application.
    My email ID [email protected]
    And I want my cif no
    I hope you will accept my request and work on it as early as possible.

    Thank You

    (KALA P)

    (9092516151)

  2. Respected Sir/Madam
    I bhagyalakshmi S holding a bank account in your branch with Account Number: 39722892 wants to register my mobile number with the above account number. My mobile number is 95620880
    My email ID [email protected]
    And I want my cif no
    I hope you will accept my request and work on it as early as possible.

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